APPLY FOR A LOAN
FSC First is a flexible, risk-tolerant alternative funding source that provides innovative and creative financing solutions and loan administration services that benefit small and emerging businesses.
Our online application process starts by completing the loan intake form. Once completed, someone from our loan team will reach out to you. If you already have the essential documents needed to complete the loan application, you can complete and submit the application for review. Refer to the document checklist below as a guide.
Please note that FSC First is unable to process incomplete applications.
1. GATHER YOUR DOCUMENTS
We want this to go as smoothly as possible. Get all your documents ready and scanned for review!
2. SEND IN YOUR APPLICATION OR COMPLETE INTAKE FORM
Ready to go? Complete our application here, and if you have any further questions, please contact Steward Smith at jsmith@fscfirst.com.
Don’t have all your essential documents? Complete the loan intake form and someone from our loan team will reach out to you within 5 business days to determine next steps.
*Please note: The Green Energy Loan Fund and the CPACE program have their own applications. Click the above links to access their respective applications.
3. WAIT FOR A RESPONSE
When we receive your completed application, you will hear from us within 5 business days.
PRE-QUALIFICATION DOCUMENT CHECKLIST
The initial documentation listed below is required for all loans requested from FSC First. Complete and accurate information is necessary to evaluate your request and provide you with a term sheet prior to the formal underwriting process.
- Completed Loan Application
- Personal Financial Statement(s)
Signed and dated, for each individual and/or partner with 20% or more ownership stake in the business** - U. S. Individual Tax Returns
With all attachments for past three (3) years for each individual and/or partner with 20% or more ownership stake in the business (signed). Include the most recent W-2. - U. S. Corporate or Partnership Tax Returns
As applicable, with all attachments for past three (3) years (signed) - Existing Business Only: Interim Financial Statements
Profit & Loss statement, Monthly Cash flow Statement and Balance Sheet for the business for the current year - Existing Business Only: Historical Financial Statements
Profit & Loss statements, Monthly Cash flow Statements and Balance Sheets for the past three (3) years - Projected Profit & Loss Statements
Projected Balance Sheets and Projected Monthly Cash flow Statements covering a period of two (2) years following submission of the loan application supported with assumptions - Business Plan
Including use of funds and plans for repayment for a start-up business or executive summary for an existing business
Upon receipt of the initial documents on the pre-qualification checklist, please expect a response back from FSC First in five business days. Thank you for considering FSC First as your business financing solution!
APPLICATION DOCUMENTS
All documents must be completed in full to constitute a complete application package.
Please send all documents by mail to our address, by fax to 301.883.6160, or email directly to our Vice President of Business Development and Chief Lending Officer at jsmith@fscfirst.com.
FSC First Loan Application
The pre-qualification checklist must be completed prior to submitting your loan application. Carefully review the Checklist to confirm all documents are included in your loan request. The loan application must be completed in full.
Personal Financial Statement
A separate form must be completed for all owners with 20% or more business ownership interest and each guarantor as well.
It is recommended that you use the latest version of the free Adobe Reader to complete fillable PDF forms in order to save your progress.
Not Quite Ready to Apply? We have Technical Assistance Programs!
Visit Our Level Up Page
