As a business owner, seeking continuous learning and support is important. FSC First offers educational opportunities and financial resources to assist businesses and their leaders at every stage of growth. From seasoned entrepreneurs to novice business owners, FSC First is dedicated to providing guidance and support to help businesses thrive.

In celebration of Financial Literacy Month, FSC First is proud to share the quality resources that our organization offers to support business owners in building or strengthening the financial foundation upon which they can confidently grow to future prosperity.

Funding: Loans, Grants, and Programs

FSC First provides a diverse range of financial resources to small and minority businesses. With access to 13 distinct funding opportunities, businesses can find support for real estate acquisition, growth initiatives, clean energy, and more.

  • City of Bowie Loan Fund. FSC First is the designated fund manager for the City of Bowie Revolving Loan Fund, which provides businesses with up to $50,000 for equipment, property improvements, human resource needs, and more.
  • Commercial Property Assessment for Clean Energy (C-PACE) allows property owners to use up to 20% of their appraised property value to make energy-efficient and clean energy improvements to commercial business spaces.
  • Economic Development Incentive (EDI) Fund. Prince George’s County has allocated $50 million to help the region retain businesses, offer expansion resources, and attract enterprises that bring growth industries into the region. If you do business in Prince George’s County, you may be eligible for funds to assist land and building acquisitions, working capital, and more.
  • EDI Fund Contractors Advantage Program (CAP) uses $1 million of EDI funds to support Prince George’s County-based contractors seeking lines of credit to finance working capital, equipment, labor, and materials.
  • Green Energy Loan Program. To spur green technologies and clean energy in Prince George’s County, the Green Energy Loan Program offers up to $250,000 for energy-efficient improvements to commercial buildings.
  • Healthcare Capital Fund. Up to $50,000 is available for healthcare providers and businesses to help expand their services. From assisting with closing costs and the acquisition of new property to upgrading equipment and existing facilities, the Healthcare Capital Fund can ease business owners’ needs for expansion.
  • The Microenterprise Loan Program (MD DHCD) is designed for businesses located in sustainable communities (designated by the Maryland Department of Housing and Community Development) to provide $5,000 to $50,000 in funding for leasehold improvements, equipment, working capital, and more to help expand their business.
  • Mount Rainier Million Dollar Incentive Fund can support businesses in the City of Mount Rainier in purchasing real estate, machinery, furniture, or seeking construction, leasehold improvements, working capital, and more to support the growth of their establishment.
  • Purple Line Grant. For businesses located along the Purple Line Construction Impacted Corridor, the Purple Line Grant offers $5,000 to $10,000 in assistance to help mitigate the construction’s financial impacts and sustain business during construction.
  • SBA 504 Commercial Real Estate Loan. For established business owners looking to purchase owner-occupied commercial properties, funding from the U.S. Small Business Administration (SBA) loan can help acquire warehouses, retail centers, offices, and more for public and private entities.
  • Small Business Growth Fund (SBGF) is a public-private revolving loan fund that supports smaller, established businesses (typically in operation for at least 3 to 5 years) to acquire real estate, make property improvements, purchase equipment, and more.
  • Strive for 35 Loan Fund. This fund is geared towards minority-, women-, and veteran-owned businesses interested in serving the natural gas industry through underground pipe and fitting, paving, engineering, hauling, and more.
  • VLT Small Business Flex Fund. Created with the small business owner in mind, the state’s Video Lottery Terminal (VLT) Fund uses proceeds from video lottery terminals (slots) to assist small, minority-, women-, and veteran-owned businesses located in targeted areas surrounding six Maryland casinos. Funding can be put toward business acquisition and expansion, leasehold improvements, start-up costs, working capital, and more.

Specialized Assistance

The Level Up program has been a game-changer for small and minority business owners. Over the past few years, it has successfully assisted 2,313 entrepreneurs in gaining access to essential resources such as capital, training, coaching, and more. This comprehensive support has enabled their enterprises to thrive.


FSC First has a dedicated network of business professionals, each specializing in their unique expertise. These experts often partner with FSC First to impart their wisdom to our members in webinars, in-person functions, lunch and learn sessions, and other events.

These events offer a beneficial learning experience while allowing attendees to network with other professionals and grow in the community. Click here to learn more about FSC First’s upcoming events.


Join our mailing list to receive the latest news and important updates from the FSC First team.

You have Successfully Subscribed!