FSC First provides access to financing to small and minority businesses through many distinct loan products. The loans are a product of public-private partnerships between a consortium of participating banks, Prince George’s County, the State of Maryland and FSC First.

Healthcare Capital Fund Icon

Healthcare Capital Fund

The Healthcare Capital Fund is funded in partnership with University of Maryland Medical Systems. FSC First administers the program. These loans are targeted toward healthcare providers and businesses, and may be used in a variety of ways to help expand an enterprise’s available range of services.

Program Details

Operating in partnership with the University of Maryland Medical Systems, the Healthcare Capital Fund provides loans to qualified practitioners and businesses. FSC First handles underwriting, origination and servicing of the loans.

These loans are designed to help healthcare providers and businesses that support the industry expand their available services, whether it be through assisting with closing costs for the acquisition of a new property, or upgrading equipment and existing facilities. Eligible borrowers can receive up to $50,000.

There is an application fee for 1% of the total loan amount. The loan term is up to 7 years, and interest rates up to Prime plus 2%.

Program Snapshot

Loan Size
$50,000 Maximum

Loan Term
Up to 7 years

Interest Rate
Up to Prime plus 2%


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